Pay off your debts

Got debts? You're not alone. Most adults in the UK have debts in some form or another. Anyone who's finished studying is most likely to have a student loan to their name - and most people have more on top of that.

But the sooner you try to tackle your debts, the sooner you can enjoy a better credit status, a better financial health and better chances of getting a "yes" when you next apply for credit.

If you are having problems paying off your debts then you can always consider a consolidation loan or IVA.