As we await the US government's new legislation to be passed and the debt ceiling to be raised, hopefully saving all of our skins, the international financial markets have all but clammed up as investor confidence takes a beating. With the price of energy increasing, with promises from British Gas of further price hikes before the year is out, and the cost of petrol literally is driving away with our disposable income, it may be time to adjust the standard of living we have become so accustomed to and tighten our proverbial belts.
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