Belts are tighter and budgets the new way to save - Brits are cleaning up their spending habits in the new post-recession climate.
Record levels of people in the UK are paying off unsecured debts such as loans, credit cards and overdrafts. Meanwhile, financial products like prepaid cards are flying off the shelves like hot cakes - why? Because they offer the plastic route but without the debt risk.
Prepaid cards are becoming ever more popular as people find ways to control the budget yet still spend in places like the internet (ever tried paying for online goods with cash?)
The money you spend with a prepaid cards is money which you have loaded on there - no borrowing at all.
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