12 November 2009

Credit or Prepaid for Christmas Shopping?

The time has come to sort the Christmas shopping - the Big Day is just over a month away!! Some people have already sorted their presents and ordered the turkey but others are more last minute.

As people hit the shops and rely on their credit cards to see them through, there are warnings to keep vigilant against fraud. Protect your PIN, never write it down and certainly never divulge it (not even to family)!

For people who want to stay on the even safer side, there is always the prepaid card option which doesn't have a credit facility or overdraft. If stolen it can be replaced and the provider will have all transactions listed out so anything can be pinpointed.

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